You may get .psd* file of "Happy Valentine's day card." Photoshop tutorial by making a donation. Put the tutorial title in "Add special instructions to seller" line of PayPal and it will be sent to you shortly.
- You may use Edwardian Script font for text.
- Apply Soft Light Blending Mode for text layer.
- Duplicate central word.
- Apply layer style effects to it just like on the examples below.