You may get three .psd* files(Red and Blue cards +Presentation) of "Beautiful Credit Card Design" Photoshop tutorial by making a payment. Put the tutorial title in "Add special instructions to seller" line of PayPal and it will be sent to you shortly.
- Load selection for card shape again and fill it with any color, Fill = 0.
- Apply layer style effects just like in the screen shots below.
- Draw chip shape using Rounded Rectangle Tool.